D.E.L. Motors- Bad Credit Financing
At D.E.L. Motors, we have been the premier hometown dealer for over 40 years, and we welcome all of our neighbors to visit our Junction City dealership when looking for a new vehicle. Even if you have less than perfect credit, our in-house finance experts know exactly which lenders to speak to on your behalf to secure a sub-prime loan for your new vehicle. Our goal is always to help our customers select the perfect vehicle to meet their needs. And then secure the financing to purchase their new car, truck, or S.U.V. and begin rebuilding their credit. So don’t let any financial issues stop you from getting the safe and reliable transportation you need. We can help you overcome past challenges like:
- A Foreclosure
- Missing Payments
- Multiple Foreclosures
- Repossessions
- Bad Check Issues
- Recent Divorce
You Can Apply Online
It can be frustrating and even embarrassing to know that you need transportation, but your credit will be a significant challenge to overcome; however, when you work with the D.E.L. Motors family, we understand that things can happen that just take some time to overcome. That is why we are happy to work with customers who have bad credit or even no credit. You can start the process quickly and from the privacy of your own home using our online credit application. We know that once you have the application completed for pre-approval, it will be much less stressful when you come by our dealership to select your new vehicle.
What Lenders Will Need To Know
When you complete an online loan application, the D.E.L. Motors team does all the leg work for you. We present your information to several lenders to determine who can offer you the best deal for your new car. As we are working with our various lenders, they will want to gather some basic information about you that can include:
- Your credit score
- Your credit history
- Your debt to income ratio
- An approximate loan amount
- Any explanations for past credit challenges such as a loss of employment or long-term illness
The Benefits Of Working With D.E.L. Motors
It can be hard to face and overcome credit challenges. As you are taking this next big step in rebuilding your credit or beginning to establish your credit, it is helpful to know that you have the support of family. When you shop for your new vehicle at D.E.L. Motors, you have our entire family working to help you succeed. The Lancer Family has been a part of the Junction City community for over 100 years, and a lot has changed in that time. Our dedication to taking care of our customers will never change. We are here to help every customer join the D.E.L. Motors family regardless of their credit or budget. Our team of experts will help you with every step of the process today and in the future when you need vehicle service or are ready to purchase your next car.